Equifax Canada - News and Perspectives

Link: Equifax Canada - News and Perspectives.

March 11, 2004 - Statement Regarding Equifax Credit Report Security Breach December 7, 2000 - Credit reporting practices fair and reliable December 5, 2000 - Equifax Canada Inc. announces the launch of online verification solutions that allow for secure internet transactions September 18, 2000 - Equifax Credit Behaviour Segmentation enhances your targeting power January 28, 2000 - Equifax Canada Inc. provides fast, easy access to commercial credit information on internet! March 30, 2001 - Equifax Canada, Inc. announces the launch of eIndustry Benchmark (eIBTM). May 1, 2001 - Equifax Canada Inc. Unveils New Web Site Designed to Provide Consumers and Businesses with Comprehensive Credit Related Information June 12, 2001 - Equifax Board Approves Spin-off of Certegy June 26, 2001 - Equifax Canada Inc. Launches Canadian Auto Risk Score (CARS) July 7, 2001 - Equifax Completes the Certegy Spin-off' June25, 2002 - Equifax Empowers Canadian Consumers To Manage Their Credit Health October8, 2002 - Equifax Canada and Bellzinc Provide On-Line Credit Information Tools to Small and Medium Business Owners November 4, 2002 - Equifax and Zero Attrition to Offer Automated Decisioning Solution January 31, 2003 - Equifax And Msn.Ca Team Up To Provide Access To On-Line Credit Information Services Via Msn Money

Comments

[Robert Neil Clark]

My name is Robert Neil Clark, and I have a story to tell concerning dozens of Credit Report errors that I have suffered with for almost 12 years. These errors date back to "atleast" January 1994. This is when I discovered the first error (a R9) and informed Equifax of the problem. These problems re-appeared in 1995, 1996, 1997, 1998, 2000 and the fall-out hasn't stopped yet in 2005.

The evidence leads back to some very "fishy" circumstances that confuse me into not knowing whether this was "mistaken Identity" or "Identity Theft". There are many more confusing questions regarding many of the participants involved in this case.

Please Read more about my problems on my website : http://www.rnr-online.com/creditreporterrors.html

Sample of story below

Equifax faulted for not responding for several years!
Scotiabank admitted its failure in reporting accuracy!
Robert Clark WINS lawsuit with disappointing verdict
Erroneous Verdict inaccuarately portrays the lies & cover-up!
Consumers need to check their credit report, Now! I have been fighting for more then 10 years to clear up too many eroneous credit problems that Scotiabank finally admitted its failure in their reporting accuracy to the credit bureau.

These errors consisted of several R9's, I9's, duplicate accounts, extra accounts, inacurrate debt amounts, unknown inquiries, unapproved inquiries, improper investigations, misleading conversations, untruths in their explainations, passed on and on through several Equifax respresentatives. Not to mention, the several 45+ minutes hold times during phone calls, and more....

Equifax was faulted for not responding for several years to my complaints! This directly reflected on me through the Royal Bank and CIBC Bank, both calling me a liar and TD Canada Trust having a negative comment about my credit history attached to their computer file.

These Big Business companies have stolen my identity for over 10 years and that has seriously disrupted my life, my family, my finances, my business, my partners, and my friends. We need tougher legislation against Banks and Credit Bureaus to prevent errors from stealing our identity and destroying our lives.
BIG BUSINESS STOLE MY IDENTITY

Equifax and The Bank of Nova Scotia Guilty!
12 Years with Credit Report Inaccuracies!
7 years of rejections, lies and cover-ups!
5 Years waiting for the Truth and Justice!
One man’s fight to re-establish his name and identity!
… A crusade forced upon him almost 12 years ago ...
Robert Neil Clark won his case against the credit reporting bureau
and the Canadian Bank that stole his identity. He has appealed the
verdict of the trial: Clark v. Equifax and the Bank of Nova Scotia.
Robert is currently awaiting judgment for costs. The costs, however,
to the 12 years of his life that identity theft took from him can never
be replaced or rectified. There is no price that can be put on life!
Read his story to find out more about the ongoing investigations
questioning the careless, oppressive, abusive and high-handed
tactics used by the credit reporting bureau, Equifax, Scotia Bank
and the defendants lawyers for the cover-up and misrepresenting
of the repeated inaccuracies in his credit report. Details from the
history of errors and lies that robbed him of the past 12 years…

…A fair plead for a complete recovery from their repeated negligence!

by Robert Neil Clark
Ruling will spur credit agencies to fix errors quickly!
BOB AARON, The Toronto Star
THE WRONG MAN
Sandra E. Martin - National Post

UPDATE : April 26 2005

I have loss the verdict on cost and now these problems I have endured over the past 11+ years will cost me well over $100,000.00 for the mistakes, lies, misrepresenting of evidence and cover-up by both Equifax and Scotia Bank. Not to mention the discrimination I recieved from both of the defendants, Justice Day and his version of our Judical System, along with the Royal Bank, the CIBC Bank, TD Bank, the former Canada Trust and several credit card companies (i.e. CIBC Visa, Scotia Visa, Capital One M/C, CitiBank M/C, and MBNA M/C). Since Equifax was not fixing the problems over the years, I tried to outrun the credit report errors. But they caught up to me everywhere, and everytime they became worse and worse. ALL errors have been PROVEN NOT to belong to ME.

I suffered through this for 7 years before bringing this to a lawyer and now 5 years later I have very little answers to my questions.
I did win a judgement for lack of duty on the behalf of the defendants. Both defendants were penalized a measly $5,000.00 each which was awarded to me, but I have not yet seen! This is totally unbelievable and very upsetting that our Judical System did not respect my rights and freedoms. I could not talk about the entire case and all the people involved. I could not display all the evidence needed to represent my case. I could not have certain pieces of evidence or specific witnesses I requested. And now, Justice Day is punishing me for taking this case to court. My losses and costs in the past 11+ years dealling with this fiasco outweigh the awardment by approxiamatly 15:1.

Once again our Judical System with Justice Day, protected the Big Businesses from internal corruption and public embarrasement, and turned back onto us, the little people, who will suffer at the hands of these corporations, their lawyers and their judges. It was in the early stages of my case vs Equifax and Scotiabank, that we started seeing and hearing commericial about our credit reports and to check them for errors. Equifax commerical campaign started shortly after their intial response of defense to my litigation. And it was Scotiabank that first had a deal with Equifax to give out online credit reports via internet a year later. I would consider this more then just coincidental. These are happening because of the problems they released on me.

I have not yet mentioned the mental and physical stress this has created i.e. embarassement, anger, depression, physical and mental exhaustion, the poor health and mental break down...

Thank You for your time,

Please call Me if your are interested in my story.

Robert Neil Clark